Why fraud is rampant in crowdfunding?(Photo: graphs/pixta)
This month, a 26 -year -old woman who tried to deceive about 1.85 million yen in crowdfunding for treatment costs for his dog who had already died."Crowdfunding" is a coined word that combines crowds (cloud) and funding.It is a mechanism that sends out your activities and dreams and raises small amounts from those who are sympathetic and those who want to support them.
It is said that fraudulent and fraudulent acts have occurred in the crowdfunding.What is the damage in crowdfunding?■ This case has been donated to the cats treatment cost project (in crowdfunding) in this case.I want to support the owner's feelings because I have it and I want to support it. This kind of case is an act of stepping on human good intentions, and it is sad to think that someone who is really in trouble may be suspected. "The man of the cat family who knows it says.
In October last year, crowdfunding started saying, "I want to make my 7 -month -old dogs fighting severe pulmonary arterial stenosis, sepsis and arthritis."Surgery is needed to save the life of a flat coated retriever who suffers from severe heart disease, but he has no money for that, and has forced to launch crowdfunding.To save the puppy life.The project attracts many dog lovers' good intentions, and the target amount of 850,000 yen has been achieved in just three days from the start.Eventually, about 1.85 million yen gathered in a month and a half.374 users sent a heartfelt message, such as "I hope the surgery will go well and have fun playing" "I have a dog in my home, so I wanted to help and support me."That's it.
However, the dog died two months before the recruitment of support, and a hospital official who happened to see the project was discovered by consulting the police. The suspect woman was launching a project to regain a large amount of treatment. It is true that she had a sick dog, but she would be fraudulent when she falsely collected money as a living dog. Crowdfunding is divided into three types: "purchase type" with return, "donation type" without return, and "investment type" that can receive distribution and shares. The purchase type often returns products and services created with support money, and has the advantage of getting new products as soon as possible. Although the donation type used to support the stricken areas, etc. basically does not have a return, there are also thank -you letters. The investment type works as an investment destination, as the name implies.
In addition, the ALL-Iin method has a support fee regardless of the achievement or achievement of the target amount, but the All-Or-Nothing method has a difference in which support money is included only when the target amount is achieved.■ Many people who were saved by the crafts were born by crowdfunding or helped.For example, it is particularly famous that the animated movie "in the corner of this world" released in November 2016 has been produced and published by collecting 39 million yen in purchased crowdfunding.
The smart lock "SESAME", which does not require a key and can unlock the door from a smartphone app, has become popular with this product as a return on crowdfunding.It has collected more than 1118 million yen from more than 8,000 people, and has successfully raised funds such as material costs, customer support, function improvement, and development costs.In addition, many crowdfunding, such as the disaster recovery project in July 2nd year, the emergency disaster support project of the first year's Typhoon No. 19, and the revival of the affected Kumamoto disaster rescue dog and police dog training base.The victims have been helped and have been helped.
According to the Yano Economic Research Institute's "Domestic Cloud Funding Market Survey" (June 2021), the size of the domestic crowdfunding market in 2020 is a new project support basis from the previous year..It increases by 6 % to 184.1 billion yen.While crowdfunding is such a meaningful mechanism, unfortunately, fraudulent damage like the opening case has occurred.Wakayama has been crowdfunding for zero dogs and cats at the (provisional) Wakayama City Animal Protection Management Center, which opened in 2019.It was the use of the Government crowdfunding, which raises funds for hometown tax payment.
As a result, 1464 people applied, about 25 million yen, which was significantly exceeded the target of 18 million yen, and about 28 million yen, including the directly delivered to the city.However, despite the fact that dogs and cats have been raised in order to enhance the equipment to perform infertility surgery, half of them are used for "printed book expenses", "automobile insurance premiums", and "fire insurance premiums"., I have collected criticism.In this way, some donation -type crowdfunding is difficult to confirm whether it is used for that purpose.Each platform is reviewing the project and excluding things that are likely to fall under fraud, but it will be difficult to grasp such cases.
■ In the case of a business failure, there is a return that has returns, and if the business fails, there is a case where the return is naturally gone, but there are cases where it is not just a failure but a fraud.In 2015, a British company collected 2.33 million euros (approximately 360 million yen) in a small drone project called ZANO.ZANO was a small palm -sized drone that could control with a smartphone and shoot photos and videos.The product was almost completed and it was only mass -produced, but the shipment of the product was postponed.Furthermore, drones shipped to some investors earlier were a problem, such as low flight stability, poor image quality, and no initial tracking functions.
In the end, the company's CEO resigned for health reasons and applied for bankruptcy, resulting in no products or refunds.If the project does not go well, there is a refund, but there are no refunds or returns like this.In 2017, a couple in the United States was in trouble because gasoline was gone, and a former Marine Corps, who was at the time, accidentally passed by by chance, gave out all the property.When the couple did crowdfunding to reconstruct their homeless life, they collected about $ 400,000 money from good stories.However, it turns out that this story was all a lie, and all three have been sent documents for fraud and conspiracy.
In the case of investment -type crowdfunding, there may be tricks that give a dividend to the previous investors, while saying that the money collected and collected will be given.This is called the "Ponge scheme" and naturally corresponds to fraud.In this way, crowdfunding has led to success, but fraud is being performed.■ How can I identify malicious crafts?So how do you tell the crowdfunding projects with fraud and problems?
First of all, check out the project owner's profile, homepage, SNS, etc., as well as examining the contents of the project itself.By communicating questions in advance, you will be able to confirm some reliability.For example, if you are collecting dog treatment costs, you can send another new photo to confirm that it is a real dog project.It is important to note that the amount of support is set to a high price for the content, and the use of funds and estimates are ambiguous.In addition, the free material is used in the photo as it is, or if you search for an image, other images may be diverted, so you may be able to judge it by searching with an image.
However, the outline of the scam case at the beginning also contained photos of dogs under treatment, radiographs, and materials that were given during treatment.In fact, everything is genuine, and there are cases where it is not possible to doubt the truth.Even in crowdfunding platforms, we will support the case of pre -screening and troubles, encourage return sending and end reports after the release, and 80 % of the support money if the project owner performs return failure due to bankruptcy.We are taking measures such as preparing a system to pay a deposit to the upper limit, but it does not completely prevent fraud and troubles.
If you do not receive a return product, contact the project owner first, and if you suspect fraud, contact the platform secretariat.You should also use a consumer hotline (188).Again, it is difficult to completely prevent and see through fraud.Ultimately, it is important to determine your own, so please make sure you use it.
Toyo Economic Online
Last update: 2/5 (Sat) 8:01
Toyo Economic Online